{"id":1839,"date":"2022-10-14T06:57:02","date_gmt":"2022-10-14T06:57:02","guid":{"rendered":"https:\/\/www.oudefondsen.nl\/?page_id=1839"},"modified":"2022-10-22T06:25:19","modified_gmt":"2022-10-22T06:25:19","slug":"besparingen","status":"publish","type":"page","link":"https:\/\/www.oudefondsen.nl\/index.php\/besparingen\/","title":{"rendered":"Besparingen"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"1839\" class=\"elementor elementor-1839\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-865b433 elementor-section-boxed elementor-section-height-default elementor-section-height-default elementor-invisible\" data-id=\"865b433\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;slideInDown&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-db386a3\" data-id=\"db386a3\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7191e9e elementor-widget elementor-widget-heading\" data-id=\"7191e9e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Sparen en de rente, hoe houd je wat over aan je spaargeld?\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a148329 elementor-widget elementor-widget-heading\" data-id=\"a148329\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h6 class=\"elementor-heading-title elementor-size-default\">Als je geld aan het sparen bent ontvang je over het geld dat op je spaarrekening staat rente. Dit spaargeld wordt door de belastingdienst gezien als inkomen. Over een gedeelte van je spaargeld wordt dan ook belasting geheven. Er is een bepaald bedrag dat je mag sparen zonder dat je daar belasting over hoeft te betalen. Dit bedrag wordt jaarlijks opnieuw door de belastingdienst beoordeeld. Let daarom ieder jaar goed op dat je spaargeld niet boven deze grens uit zal komen. Het bedrag waar wij het over hebben heet de belastingvrije voet. Maar hoe kun je er dan voor zorgen dat je nog wat aan je spaargeld over zal houden zonder dat je alles aan de belastingdienst mag geven?\n\n<\/h6>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ebcb662 elementor-widget-mobile__width-initial elementor-widget elementor-widget-image\" data-id=\"ebcb662\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1200\" height=\"628\" src=\"https:\/\/www.oudefondsen.nl\/wp-content\/uploads\/2022\/10\/rappersguide-Logo1-32.jpg\" class=\"attachment-full size-full wp-image-1923\" alt=\"\" srcset=\"https:\/\/www.oudefondsen.nl\/wp-content\/uploads\/2022\/10\/rappersguide-Logo1-32.jpg 1200w, https:\/\/www.oudefondsen.nl\/wp-content\/uploads\/2022\/10\/rappersguide-Logo1-32-300x157.jpg 300w, https:\/\/www.oudefondsen.nl\/wp-content\/uploads\/2022\/10\/rappersguide-Logo1-32-1024x536.jpg 1024w, https:\/\/www.oudefondsen.nl\/wp-content\/uploads\/2022\/10\/rappersguide-Logo1-32-768x402.jpg 768w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-e35e2f7\" data-id=\"e35e2f7\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-f6a8f68 elementor-widget elementor-widget-image\" data-id=\"f6a8f68\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"1200\" height=\"628\" src=\"https:\/\/www.oudefondsen.nl\/wp-content\/uploads\/2022\/10\/rappersguide-Logo1-31.jpg\" class=\"attachment-full size-full wp-image-1922\" alt=\"\" srcset=\"https:\/\/www.oudefondsen.nl\/wp-content\/uploads\/2022\/10\/rappersguide-Logo1-31.jpg 1200w, https:\/\/www.oudefondsen.nl\/wp-content\/uploads\/2022\/10\/rappersguide-Logo1-31-300x157.jpg 300w, https:\/\/www.oudefondsen.nl\/wp-content\/uploads\/2022\/10\/rappersguide-Logo1-31-1024x536.jpg 1024w, https:\/\/www.oudefondsen.nl\/wp-content\/uploads\/2022\/10\/rappersguide-Logo1-31-768x402.jpg 768w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-cdbd30f elementor-section-boxed elementor-section-height-default elementor-section-height-default elementor-invisible\" data-id=\"cdbd30f\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;,&quot;animation&quot;:&quot;slideInLeft&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-4ace065\" data-id=\"4ace065\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a20bf68 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"a20bf68\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-760a133 elementor-widget elementor-widget-heading\" data-id=\"760a133\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">De belastingvrije voet van je spaargeld\n<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d558079 elementor-widget elementor-widget-text-editor\" data-id=\"d558079\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>De belastingvrije voet over je spaargeld is het vermogen dat je op je spaarrekening mag hebben staan zonder dat de belastingdienst daar belasting over zou kunnen en mogen heffen. Jaarlijks wordt dit heffingsvrije bedrag opnieuw beoordeeld.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-04914f9\" data-id=\"04914f9\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-531c61b elementor-widget elementor-widget-image\" data-id=\"531c61b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"1200\" height=\"628\" src=\"https:\/\/www.oudefondsen.nl\/wp-content\/uploads\/2022\/10\/rappersguide-Logo1-33.jpg\" class=\"attachment-full size-full wp-image-1925\" alt=\"\" srcset=\"https:\/\/www.oudefondsen.nl\/wp-content\/uploads\/2022\/10\/rappersguide-Logo1-33.jpg 1200w, https:\/\/www.oudefondsen.nl\/wp-content\/uploads\/2022\/10\/rappersguide-Logo1-33-300x157.jpg 300w, https:\/\/www.oudefondsen.nl\/wp-content\/uploads\/2022\/10\/rappersguide-Logo1-33-1024x536.jpg 1024w, https:\/\/www.oudefondsen.nl\/wp-content\/uploads\/2022\/10\/rappersguide-Logo1-33-768x402.jpg 768w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-e70a5f3 elementor-section-boxed elementor-section-height-default elementor-section-height-default elementor-invisible\" data-id=\"e70a5f3\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;animation&quot;:&quot;slideInRight&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-cc42d9a\" data-id=\"cc42d9a\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-896b37d elementor-widget elementor-widget-image\" data-id=\"896b37d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/www.oudefondsen.nl\/wp-content\/uploads\/2021\/01\/yellow-diamond-shape.svg\" class=\"attachment-full size-full wp-image-10\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-7b6e9cb elementor-section-content-bottom elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"7b6e9cb\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-b2d8a7a\" data-id=\"b2d8a7a\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-73c7132 elementor-widget elementor-widget-heading\" data-id=\"73c7132\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Wat wordt er door de belastingdienst gezien als spaargeld?\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-89ec695 elementor-widget elementor-widget-text-editor\" data-id=\"89ec695\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>De belastingdienst rekent een aantal zaken mee onder het spaargeld. Hierbij moet je dan rekening houden met de volgende dingen:<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1cd1faa elementor-widget elementor-widget-text-editor\" data-id=\"1cd1faa\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li><p>\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0Het saldo op al je bankrekeningen, hier vallen de spaarrekeningen ook onder.<\/p><p>\u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0Het saldo op de spaarrekeningen van je minderjarige kinderen<\/p><p>\u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0Het geld dat in je beleggingen zit<\/p><p>\u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0Geld dat aan andere geleend is<\/p><p>\u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0Een tweede huis<\/p><p>\u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0Overige panden die je hebt, hierbij kun je denken aan een huis dat jij verhuurt<\/p><p>\u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0Geld dat je contant in huis hebt liggen<\/p><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-c3a05c4 elementor-section-boxed elementor-section-height-default elementor-section-height-default elementor-invisible\" data-id=\"c3a05c4\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;,&quot;animation&quot;:&quot;slideInUp&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-9f4583c\" data-id=\"9f4583c\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0c1276a elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"0c1276a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bdd37a5 elementor-widget elementor-widget-heading\" data-id=\"bdd37a5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Wat wordt er niet onder spaargeld gerekend?\n<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9a32765 elementor-widget elementor-widget-text-editor\" data-id=\"9a32765\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li><p>\u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0Het tegoed dat onder uitvaartverzekeringen valt<\/p><p>\u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0Lijfrenteverzekeringen en bankspaarrekeningen<\/p><p>\u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0Een groene spaarrekening, deze geeft je recht op een extra vrijstelling van ruim \u20ac61.000,00 per persoon.<\/p><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-4bc602d\" data-id=\"4bc602d\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-951cfa8 elementor-widget elementor-widget-image\" data-id=\"951cfa8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"628\" src=\"https:\/\/www.oudefondsen.nl\/wp-content\/uploads\/2022\/10\/rappersguide-Logo1-34.jpg\" class=\"attachment-full size-full wp-image-1926\" alt=\"\" srcset=\"https:\/\/www.oudefondsen.nl\/wp-content\/uploads\/2022\/10\/rappersguide-Logo1-34.jpg 1200w, https:\/\/www.oudefondsen.nl\/wp-content\/uploads\/2022\/10\/rappersguide-Logo1-34-300x157.jpg 300w, https:\/\/www.oudefondsen.nl\/wp-content\/uploads\/2022\/10\/rappersguide-Logo1-34-1024x536.jpg 1024w, https:\/\/www.oudefondsen.nl\/wp-content\/uploads\/2022\/10\/rappersguide-Logo1-34-768x402.jpg 768w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-7c0c10d elementor-section-boxed elementor-section-height-default elementor-section-height-default elementor-invisible\" data-id=\"7c0c10d\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;rotateInUpRight&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-38224e5\" data-id=\"38224e5\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-6919d7e elementor-section-content-bottom elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6919d7e\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-edf24c8\" data-id=\"edf24c8\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-14f4a5a elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"14f4a5a\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-b7e6825\" data-id=\"b7e6825\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d5e06d4 elementor-widget elementor-widget-heading\" data-id=\"d5e06d4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\"><a href=\"#\">Hoe kun je wat van je spaargeld over houden?\n<\/a><\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b3f982f elementor-widget elementor-widget-text-editor\" data-id=\"b3f982f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Zoals je hebt kunnen lezen zijn er verschillende zaken die onder spaargelden vallen. Om ervoor te zorgen dat je niet het grootste deel van je spaargeld naar de belastingdienst hoeft over te maken is het belangrijk dat je de belastingvrije voet in de gaten houdt.<\/p><p>Dit is dubbel belangrijk omdat de belastingvrije voet jaarlijks kan veranderen. Je moet er dan altijd voor zorgen dat je niet boven die belastingvrije voet uit zal komen. Zolang je daar onder blijft met al je spaargelden bij elkaar zal de belastingdienst geen vordering kunnen doen op je spaargelden.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Sparen en de rente, hoe houd je wat over aan je spaargeld? Als je geld aan het sparen bent ontvang je over het geld dat op je spaarrekening staat rente. Dit spaargeld wordt door de belastingdienst gezien als inkomen. Over een gedeelte van je spaargeld wordt dan ook belasting geheven. Er is een bepaald bedrag [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"site-sidebar-layout":"no-sidebar","site-content-layout":"page-builder","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"disabled","ast-breadcrumbs-content":"disabled","ast-featured-img":"disabled","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"enabled","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"class_list":["post-1839","page","type-page","status-publish","hentry"],"jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/www.oudefondsen.nl\/index.php\/wp-json\/wp\/v2\/pages\/1839","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.oudefondsen.nl\/index.php\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.oudefondsen.nl\/index.php\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.oudefondsen.nl\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.oudefondsen.nl\/index.php\/wp-json\/wp\/v2\/comments?post=1839"}],"version-history":[{"count":10,"href":"https:\/\/www.oudefondsen.nl\/index.php\/wp-json\/wp\/v2\/pages\/1839\/revisions"}],"predecessor-version":[{"id":1955,"href":"https:\/\/www.oudefondsen.nl\/index.php\/wp-json\/wp\/v2\/pages\/1839\/revisions\/1955"}],"wp:attachment":[{"href":"https:\/\/www.oudefondsen.nl\/index.php\/wp-json\/wp\/v2\/media?parent=1839"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}